IndusInd Bank Platinum Master Credit Card vs AU Bank LIT Credit Card

Joining Fees

₹3,000

₹0

Editor's Rating

2

2.75

Key Features

  • Complimentary golf games and lessons
  • BookMyShow and Sathyam Cinemas, provide offers to buy one movie ticket and get another free.
  • Avail numerous travel offers and gain access to 600+ lounges across the globe with a complimentary Priority Pass.
  • Travel Plus- Access to over 600 VIP airport lounges around the world as part of the Priority Pass program.
  • Travel Insurance Cover
  • Gain 10X or 5X reward points on all online domestic and international retail transactions
  • Gain 10X or 5X reward points on all POS and contactless offline domestic and international transactions
  • Avail 1 Reward Point per Rs. 100 spent on utility spends (Up to 100 reward points per transaction)
  • Avail 1 Reward Point per Rs. 100 on other spends including insurance
  • Cardholders will earn a maximum of 25,000 reward points in a statement cycle, excluding utility spends
  • Avail 1% fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000
  • Milestone Cashback: Cardholders can earn up to 5% and 2% cashback on retail spending as per the following details:
    a. Gain 5% cashback 3 times over a 90-day period for retail spends in addition to 1 Reward Point per Rs. 100 spent
    b. Minimum retail spends of Rs. 7,500 and a maximum cashback of Rs. 500 over a period of 30 days
    c. Gain 2% cashback 3 times over a 90-day period, for retail spends in addition to 1 Reward Point per Rs. 100 spent
    d. Minimum retail spends of Rs. 10,000 & a maximum cashback of Rs. 1,000 over a period of 30 days
  • Additional 5% cashback for grocery and apparel spends in addition to 1 Reward Point per Rs. 100 spent
  • Maximum cashback of Rs. 1,000 per category over a period of 30 days
  • Avail up to 4 complimentary domestic lounge visits per 90 days
  • Avail 3 months membership of ZEE5 
  • Avail 3 months membership of Amazon Prime
  • Avail 3 months membership of Cult pass Live subscription for home live workouts
  • Zero lost-card liability 
  • Credit Shield can be availed up to Rs. 1.5 lakhs

Editor's Review

Pros

  • Avail surcharge on petrol at various petrol pumps in India: 1% on fuel surcharge at any petrol pump within India.
  • Air Accident Coverage
  • Discounts on Shopping, Dining, Spa, Travel, and Lifestyle

Cons

  • High Joining fee and annual fee
  • Fees applicable for using Priority Pass Membership

Pros

* Cardholders get the ability to customize features
* Avail 5% cashback on day-to-day categories
* Complimentary Amazon Prime, ZEE5 and Cult Fit memberships
* Accelerated rewards on online and offline spends

Cons

* No reward points on fuel and EMI spends
* The card has complicated feature-wise pricing structure


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