IndusInd Bank Platinum Master Credit Card vs SBM Magnet Credit Card

• 1.5 reward points for every Rs. 150 spent
• Comprehensive insurance benefits
• Fuel surcharge waiver
• Buy 1 Get 1 free on movie tickets
• Redemption options: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, Cash Credit
• Platinum Credit Card Privileges: 

1. Priority Pass Membership for you and your partner
2. Complimentary golf session once a quarter at any of the select prestigious clubs
3. Golf lessons and hole-in-one insurance
4. Movie tickets at theatres twice a month (2 x 200 x 12)
5. Savings on fuel surcharge
6. The annual value of Reward Points on an average spend of Rs. 30,000 per month (300 points per month)
7. IndusInd Bank Platinum Card welcomes you with great lifestyle offerings from EazyDiner, Montblanc, Luxe Gift Card, Collection Of Intimate Luxury Hotels, Amazon, Flipkart, Big Bazaar, ZEE5, Swiggy, Zomato Gold, Apollo Pharmacy, Biba Online, Ola Cabs, Uber, BATA, Vero Moda, ALDO, William Penn, Titan, Pantaloons, Hidesign, Woodland, United Colors of Benetton, Yatra, Charles & Keith, Louis Philippe, Hush Puppies, Urban Ladder.

• BookMyShow Offer: Buy one movie ticket and get the other one absolutely free. Avail up to two free movie tickets in a month. Offer valid in all theatres registered with BookMyShow across all major cities. The price of the free ticket is capped at Rs. 200. 
• Sathyam Cinemas Offer: Buy one movie ticket and get the other one absolutely free. Avail of up to four free tickets in a month. Offer valid in Chennai only.
• With the Travel Plus program avail special waivers on lounge usage charges outside India.
• Travel insurance for: Lost baggage, Delayed baggage, Loss of passport, Lost ticket, and Missed connection
• Platinum Concierge service: A team of professionals are ready to assist you with hotel reservations, flight bookings and other lifestyle requirements. This is a complimentary service and is accessible from anywhere in the world. 
• Auto Assist
• Total Protect is a first-of-its-kind program that covers the cardholder for a sum up to the credit limit on your credit card and is available on add-on cards as well.
• Air Accident Coverage- Complimentary personal air accident insurance cover of up to Rs. 25 lakh.

• FD backed credit card helping to build credit score while earning unlimited magnet coins as rewards
• Enjoy a lifetime-free credit card with no renewal fees
• No documents or income verification required. Just a simple application and guaranteed approval
• Welcome Benefit: Receive 5,000 ZET Coins valued at Rs. 500. These coins can be used to purchase vouchers for popular brands like Amazon, Flipkart, and Swiggy
• Save smart with up to 7% interest on your FD - all insured by RBI
• Get 5% Cashback/Rewards on Top Brands like Amazon, Flipkart, Myntra, Domino and more credited as real Cashback that can be directly transferred to your bank account
• 8% Rewards on Flipkart
• 20% Rewards on Myntra
• Up to 15% Rewards on All Major Platforms
• Enjoy up to 20% savings on Swiggy, Zomato, MakeMyTrip, BookMyShow, and many more
• 3 Fast-track your approval process
• RuPay Credit Card- Instantly link to UPI apps
• Enjoy up to 45 days of interest-free credit - pay later with zero interest
• 1% Fuel Surcharge Waiver

Pros

• Avail surcharge on petrol at various petrol pumps in India: 1% on fuel surcharge at any petrol pump within India.
• Air Accident Coverage
• Discounts on Shopping, Dining, Spa, Travel, and Lifestyle

Cons

• High Joining fee and annual fee
• Fees applicable for using Priority Pass Membership

Pros

• FD backed credit card helping to build credit score while earning unlimited magnet coins as rewards
• Enjoy a lifetime-free credit card with no renewal fees
• Get 5% Cashback/Rewards on Top Brands like Amazon, Flipkart, Myntra, Domino and more credited as real Cashback that can be directly transferred to your bank account

Cons

• No travel benefits
• No golf benefits
• No complimentary domestic or international airport lounge access