IndusInd Platinum RuPay Credit Card vs SimplySave SBI Card

• UPI is enabled on this Credit Card
• 1% Fuel Surcharge Waiver
• Avail 2 Reward Points on every Rs. 100 transaction done via UPI
• Avail 1 Reward Point for every Rs. 100 on non UPI transactions
• Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
• IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
• Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
• Complimentary personal air accident insurance cover of up to Rs. 25 lakh

• Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward Points
• Renewal Fee reversed if annual spends for last year is more than Rs. 1,00,000
• Get 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
• On all other spends, earn 1 Reward Point per Rs 150 spent
• 1% fuel surcharge at any petrol pump. Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer
• Earn 1 Reward Point on every Rs. 150 that you spend using the SimplySAVE SBI Card
• With SimplySAVE SBI Card, daily purchases will be much easier. Simply wave the card at a secure reader to transact
• Transfer the outstanding balance of other banks’ credit cards to SimplySAVE SBI Card, and avail a lower rate of interest and pay back in EMIs
• With the facility of Flexipay, convert transactions in easy monthly installments. Make purchases for Rs. 2,500 or more using SimplySAVE SBI Card

Pros

• Avail 2 Reward Points on every Rs. 100 transaction done via UPI
• Avail 1 Reward Point for every Rs. 100 on non UPI transactions
• Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud

Cons

• No golf benefits
• No airport lounge access / dining/ movie benefits

Pros

• 1% fuel surcharge at any petrol pump
• Enjoy 10 Reward Points per Rs 150 spent on Dining, Movies, Departmental Stores and Grocery Spends
• Get annual membership fee reversal from second year of your subscription

Cons

• No Golf/coaching sessions
• Fee waiver on minimum spend of Rs. 1,00,000
• No complimentary Airport Lounge Access