IndusInd Platinum RuPay Credit Card vs BOB Financial PREMIER
Joining Fees
₹0
₹1,000
Editor's Rating
4.5
4.6
Key Features
- UPI is enabled on this Credit Card
- 1% Fuel Surcharge Waiver
- Avail 2 Reward Points on every Rs. 100 transaction done via UPI
- Avail 1 Reward Point for every Rs. 100 on non UPI transactions
- Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
- IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
- Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
- Complimentary personal air accident insurance cover of up to Rs. 25 lakh
- 5X rewards on travel, dining and abroad; 2 Reward points on others
- Complimentary airport lounge, 24x7 concierge
- Zero fuel surcharge
- Fuel surcharge waiver
- Zero annual fees basis card usage
Editor's Review
Pros
- Avail 2 Reward Points on every Rs. 100 transaction done via UPI
- Avail 1 Reward Point for every Rs. 100 on non UPI transactions
- Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
Cons
- No golf benefits
- No airport lounge access / dining/ movie benefits
Pros
- Convert purchases more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
