IndusInd Platinum RuPay Credit Card vs Axis Bank Executive Corporate Credit Card

• UPI is enabled on this Credit Card
• 1% Fuel Surcharge Waiver
• Avail 2 Reward Points on every Rs. 100 transaction done via UPI
• Avail 1 Reward Point for every Rs. 100 on non UPI transactions
• Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
• IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
• Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
• Complimentary personal air accident insurance cover of up to Rs. 25 lakh

• Avail 3 complimentary VIP Assistance Services in a calendar year
• Book up to 4 complimentary golf rounds and 1 lesson in a year
• 24/7 Concierge Services
• Avail complimentary access to over 1,100 airport lounges worldwide up to 8 times in a calendar year
• Avail 4 complimentary lounge access within India per quarter
• Avail Insurance Coverage as per following:

A. Emergency Hospitalization - $5,000

B. Lost Card Liability - Rs. 2 Lakh

C. Medical Evacuation - $ 3,000

D. Hijack Distress Allowance - $ 1,000

E. Critical Illness - Rs. 10 Lakh

F. Baggage Delay - Rs. 30,000

G. Missed connecting International - Rs. 30,000

H. Delay in Check in Baggage - Rs. 30,000

I. Loss of Check in Baggage - Rs. 30,000

J. Loss of Documents (Passport, Visa) - Rs. 10,000

K. Corporate Liability Policy - Rs. 2,00,000

• On every spends of Rs.  200 earn 4 Plus points on domestic spends and 8 Plus points on international spends
• Lowest foreign currency mark up of 2%
• One can do 30% cash withdrawal
• Fuel Transaction Surcharge: Get 1% refund for fuel transaction between Rs. 400 to Rs. 4000

Pros

• Avail 2 Reward Points on every Rs. 100 transaction done via UPI
• Avail 1 Reward Point for every Rs. 100 on non UPI transactions
• Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud

Cons

• No golf benefits
• No airport lounge access / dining/ movie benefits

Pros

• Avail 3 complimentary VIP Assistance Services in a calendar year
• Book up to 4 complimentary golf rounds and 1 lesson in a year
• Avail complimentary access to over 1,100 airport lounges worldwide up to 8 times in a calendar year and 4 complimentary lounge access within India per quarter

Cons

• No movie benefits
• No cashback benefits
• No dining benefits