Iconia Amex Credit Card vs AXIS Bank IOCL Rupay Credit Card

• Book movie tickets with Bookmyshow and Sathyam
• Indulge in golf sessions at the most stunning and luxurious golf clubs across India
• Enjoy access to 600+ lounges across the globe with a complimentary Priority Pass and also avail of numerous other travel offers.
• Travel Insurance Cover
• Air accident cover

• 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
• Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
• Earn Reward Points on UPI Payments by linking the card to UPI
• 20 reward points per Rs. 100 on fuel spends on IOC Terminal
• 5 reward points per Rs. 100 spent on Online Shopping (basis MCC). Minimum transaction size eligible: Rs. 100
• 1 rewards points per Rs. 100 spent on all other spends. Maximum eligible spends 5000/month
• 1% Fuel surcharge waiver is applicable for fuel spends between Rs. 200 to Rs 5000
• Annual Fee waived off if spends more than Rs. 50000 per year
• 10% instant discount for movie ticket booked via BookMyshow website
• Enjoy up to 15% Discount on partner Restaurants via EazyDiner

Pros

• American Express Lounge Access
• Enjoy a waiver* of 1% on fuel surcharge at any fuel station across India.
• ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on credit card and is also available on add-on cards.

Cons

• One-time joining fee: Rs. 10,000

Pros

• 100% cashback, up to Rs. 250, on all fuel spends within first 30 days of card issuance
• Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)
• 20 reward points per Rs. 100 on fuel spends on IOC Terminal

Cons

• No International Airport Lounge access
• No Golf benefits
• No travel miles benefits