ICICI Bank MakeMyTrip Signature Credit Card vs IDFC FIRST Wealth Credit Card
Joining Fees
₹2,500
₹0
Editor's Rating
3.5
3.25
Key Features
- Save up to Rs 1,600 on domestic flight bookings & get up to 12% instant discount on international flight & hotel bookings with MakeMyTrip ICICI Bank Credit Card on MakeMyTrip
- Get exclusive MMT Cabs benefit and a complimentary Airtel international roaming pack
- Enjoy complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
- Spend Rs 5 lakh and earn Rs 4,000 My Cash each anniversary year. Spend Rs 2.5 lakh and earn Rs 1,100 My Cash each anniversary year
- Complimentary DragonPass
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- Avail 10X Reward Points on all transactions above Rs. 20,000
- Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
- 4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
- 4 complimentary Railway Lounge visits every calendar quarter
- Low foreign exchange mark-up fee of 1.5%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
- Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
- Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
- 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps
Cons
- The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card
- No Golf/coaching sessions
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Pros
- Lifetime free credit card
- Complimentary Airport and Railway lounge access
- Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.
Cons
- No milestone benefits
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
