ICICI Bank MakeMyTrip Signature Credit Card vs American Express Membership Rewards Credit Card

Joining Fees

₹2,500

₹1,000

Editor's Rating

3.5

4.1

Key Features

  • Save up to Rs 1,600 on domestic flight bookings & get up to 12% instant discount on international flight & hotel bookings with MakeMyTrip ICICI Bank Credit Card on MakeMyTrip
  • Get exclusive MMT Cabs benefit and a complimentary Airtel international roaming pack
  • Enjoy complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
  • Spend Rs 5 lakh and earn Rs 4,000 My Cash each anniversary year. Spend Rs 2.5 lakh and earn Rs 1,100 My Cash each anniversary year
  • Complimentary DragonPass
  • Exclusive dining offers through ICICI Bank Culinary Treats Programme
  • Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
  • Redeem Points from the fabulous 18 and 24 Karat Gold Collection
  • Exciting Discounts of up to 20% every time you dine at select restaurants

Editor's Review

Pros

  • Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
  • Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
  • 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps

Cons

  • The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card 
  • No Golf/coaching sessions

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Pros

  • Use your American Express Credit Card for your next big purchase & pay in EMI
  • Fuel Convenience Fee Waiver
  • One of the highest point to INR conversion rates in the market

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access
  • High Renewal Fee


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