Compare American Express Membership Rewards Credit Card vs Bank Of Maharashtra

Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
Redeem Points from the fabulous 18 and 24 Karat Gold Collection
Exciting Discounts of up to 20% every time you dine at select restaurants

Bank Of Maharashtra - SBI Card’s Welcome Offer: Avail Rs. 100 cashback on the first ATM cash withdrawal, if done within 30 days of receiving the card
Annual membership fee reversal from the second year
Get 1 Reward Point on every Rs. 100 as you spend using the Bank of Maharashtra - SBI Card. Use the Reward Points to pay the outstanding balance on the credit card or redeem against a wide array of gifts
Bank of Maharashtra - SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
Withdrawals of cash can be done anytime from over 1 million Visa ATMs worldwide
Book railway tickets online and they’ll get delivered at your doorstep

Pros

Cons

Pros

Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward points
Up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
On all other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1)

Cons