Bank Of Maharashtra - SBI Card vs ICICI Sapphiro Credit Card
Joining Fees
₹499
₹6,500
Editor's Rating
2.9
4.3
Key Features
- Bank Of Maharashtra - SBI Card’s Welcome Offer: Avail Rs. 100 cashback on the first ATM cash withdrawal, if done within 30 days of receiving the card
- Annual membership fee reversal from the second year
- Get 1 Reward Point on every Rs. 100 as you spend using the Bank of Maharashtra - SBI Card. Use the Reward Points to pay the outstanding balance on the credit card or redeem against a wide array of gifts
- Bank of Maharashtra - SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
- Withdrawals of cash can be done anytime from over 1 million Visa ATMs worldwide
- Book railway tickets online and they’ll get delivered at your doorstep
- Complimentary Domestic and International Airport Lounge visits
- Complimentary rounds of Golf every month at the Golf course
- On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme
- Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
- Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
Editor's Review
Pros
- Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward points
- Up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
- On all other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1)
Cons
- No Complimentary Airport Lounge access
- No Golf Privileges
Pros
- Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
- Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
- Complimentary Domestic Airport Spa visits
Cons
- Average Reward Rate
- High-Interest Rate
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