Compare Bank Of Maharashtra - SBI Card vs IDFC FIRST Wealth Credit Card

Bank Of Maharashtra - SBI Card’s Welcome Offer: Avail Rs. 100 cashback on the first ATM cash withdrawal, if done within 30 days of receiving the card
Annual membership fee reversal from the second year
Get 1 Reward Point on every Rs. 100 as you spend using the Bank of Maharashtra - SBI Card. Use the Reward Points to pay the outstanding balance on the credit card or redeem against a wide array of gifts
Bank of Maharashtra - SBI Card is accepted in over 24 million outlets across the globe, including 3,25,000 outlets in India
Withdrawals of cash can be done anytime from over 1 million Visa ATMs worldwide
Book railway tickets online and they’ll get delivered at your doorstep

Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
Avail 10X Reward Points on all transactions above Rs. 20,000
Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
4 complimentary Railway Lounge visits every calendar quarter
Low foreign exchange mark-up fee of 1.5%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399

Pros

Spend Rs. 2,000 or more in first 60 days and get 2,000 bonus Reward points
Up to 2.5% value back, as you get 10X Reward Points per Rs. 100 spent at all Departmental and Grocery stores
On all other spends earn 1 Reward point per Rs. 100 spent. (4 Reward points = Rs. 1)

Cons

Pros

Lifetime free credit card
Complimentary Airport and Railway lounge access
Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.

Cons

No milestone benefits
Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only