ICICI Bank MakeMyTrip Signature Credit Card vs Paytm SBI Credit Card
Joining Fees
₹2,500
₹499
Editor's Rating
3.5
3.1
Key Features
- Save up to Rs 1,600 on domestic flight bookings & get up to 12% instant discount on international flight & hotel bookings with MakeMyTrip ICICI Bank Credit Card on MakeMyTrip
- Get exclusive MMT Cabs benefit and a complimentary Airtel international roaming pack
- Enjoy complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
- Spend Rs 5 lakh and earn Rs 4,000 My Cash each anniversary year. Spend Rs 2.5 lakh and earn Rs 1,100 My Cash each anniversary year
- Complimentary DragonPass
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- Welcome Benefits of Paytm SBI Credit Card includes availing benefits up to Rs. 75,000 with a complimentary Paytm First Membership. The Paytm First Membership will be given only upon the card activation by making a transaction with the card
- Get 3% Cashback on Paytm Mall, Movies and Travel
- Avail 2% Cashback on all other purchases on Paytm App
- Other spends across offline and online stores, get 1% Cashback
- Obtain complimentary Paytm First Membership Voucher at renewal on achieving annual retail spends of Rs.1,00,000
- Avail 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3000. The maximum surcharge waiver per statement cycle is Rs. 100, per credit card
- The Paytm SBI Cardholders will be entitled to obtain insurance cover of Rs. 1,00,000 for financial loss due to fraudulent usage of a credit card. Do note that this is a unique feature availed for a card in its fee range
- Priority Pass Lounge Charges: Airport Lounge visits within India through the Priority Pass Program will be charged with a usage fee of $27 per visit + applicable taxes. Moreover, after exhausting the complimentary visits, every Airport Lounge visits outside India through the Priority Pass Program will be charged a usage fee of $27 per visit + applicable taxes
- Surcharges for Railway Tickets - Railway Counters: Rs. 30 + 2.5% of the transaction amount
- Surcharges for Railway Tickets(irctc.co.in ): 1% of transaction amount plus all applicable taxes
Editor's Review
Pros
- Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
- Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
- 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps
Cons
- The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card
- No Golf/coaching sessions
To apply for ICICI Bank Credit Cards please click here
Pros
- Complimentary Paytm First Membership
- Spends based Cashback Benefit Structure:
a. 3% Cashback on Travel, Movies and Mall purchases through Paytm app
b. 2% Cashback on other purchases through Paytm app
c. 1% Cashback everywhere else
- Complimentary Cyber Fraud Insurance cover of INR 1,00,000
Cons
- No complimentary airport lounge access
- No rewards facility
- No complimentary Golf course access or classes
