ICICI Bank MakeMyTrip Signature Credit Card vs IDFC FIRST Classic Credit Card
- 1 complimentary access to international airport lounges with Dreamfolks membership card
- 2 complimentary airport lounge access per quarter
- 1 complimentary railway lounge access in a quarter to participating lounges in India
- BookMyShow and Inox: Get 25% discount, maximum up to Rs. 150, on purchase of minimum two tickets per transaction. Do note this offer can be availed twice in a month on BookMyShow and Inox individually
- Chip and PIN security
- 1% fuel surcharge waiver on fuel transactions of up to Rs. 4000 at HPCL pumps
- Complimentary enrollment into the MMTBLACK program that provides following benefits:
A. Exclusive offers, MyCash, and lots more for the future bookings on MakeMyTrip
B. MMTBLACK members can use MyCash to make bookings at MakeMyTrip
C. The MyCash earned via MMTBLACK program is valid for 90 days
D. MyCash = 100% usable MakeMyTrip Cash
Please Note: With effect from Apr 15, 2024 the MMTBLACK Exclusive membership has been replaced with the MMTBLACK Platinum membership. This will be valid for 12 months from date of issuance. Members of the MMTBLACK Platinum membership will avail the following benefits:
A. 0.75% off on Flight bookings | 1.5% off on Hotel / Holiday bookings
B. Benefits on select hotels:
1. Additional discount of 10% & Above
2. Guaranteed Room Upgrade/ Meal Upgrade/ Hotel Credit
3. FLAT 20% OFF on F&B/SPA
4. 24 X 7 customer support
C. 50% OFF on Ancillaries – Zero Cancellation, Meal, Date Change, Fast Forward
D. Two vouchers worth Rs. 10,000 each on booking a holiday package worth Rs 1.5 lakh+
- Enjoy exclusive MMT cabs benefit
- The FIRST Classic Credit Card is now powered for UPI
- Limited Period Offer: 100% cashback up to Rs. 200, i.e. Rs. 50 each on first 4 UPI transactions
- Up to 3X reward points on all UPI spends
- 10X Reward Points on incremental spends above Rs. 20,000 per month and spends done on birthdays
- 3X Reward Points on online and offline purchases for spends up to Rs. 20,000 per month
- Unlimited Reward points that don’t expire
- Use the Reward points to instantly pay for online or in-store purchases
- 1X Reward Points on Insurance premium payments and Utility bill payments
- 1X = 1 Reward point per Rs. 150 spent
- Get 25% discount on movie tickets up to Rs. 100 on Paytm mobile app. This is valid once per month
- 4 complimentary Railway lounge visits per quarter
- Complimentary Roadside Assistance worth Rs. 1,399
- Fuel surcharge waiver of 1% at fuel stations in India, up to Rs. 200/month. This is applicable only on transactions done between Rs. 200 & Rs. 5000
- Enjoy 300+ Merchant offers all year long
- Get up to 20% discount at 1500+ restaurants
- Up to 15% discount at 3000+ Health & Wellness outlets
- Avail Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
- Convert all transactions above Rs. 2,500 into easy & convenient EMIs from the mobile app
- Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
- Enjoy convenient transfer of balances from the other bank credit cards with IDFC Bank's balance transfer privilege
Pros
- Complimentary International and Domestic Airport Lounge access and Domestic Railway Lounge access
- Get a complimentary MMTDOUBLEBLACK membership and enjoy free flights and no fees on hotel cancellations
- 1% fuel surcharge waiver can be availed on fuel transactions at HPCL pumps
Cons
- The MakeMyTrip™ ICICI Bank Signature Credit Card does not provide much of reward points on shopping – a feature that would have been appreciated to see in this economical credit card
- No Golf/coaching sessions
To apply for ICICI Bank Credit Cards please click here
Pros
- 10X Rewards on all spends done on your Birthday
- Reward points will never expire
- Free Road Side Assistance(RSA) worth Rs. 1,399
Cons
- No milestone benefits
- Airport Lounge access limited, depends on the bank’s current offers
- Lifestyle benefits including Complimentary round of Golf is limited, depends on the bank’s current offers
