ICICI Bank Instant Platinum Credit Card vs Axis Bank Neo Credit Card

Joining Fees

₹0

₹250

Editor's Rating

3.6

3.8

Key Features

* No Joining Fee
* No Annual Fee
* Avail waiver of 2.5% fuel surcharge on fuel purchases at HPCL Petrol Pumps. This is applicable only for transaction up to Rs 4000
* Gain 2 ICICI reward points on every Rs. 100 spent. You can redeem these ICICI reward points for attractive products
* The card has built-in contactless technology
* Gain Reward points and redeem against multiple categories such as Fashion and Lifestyle, Electronics, Travel & Luggage, Health & Beauty, e-Vouchers and Home & Kitchen
* Avail 25% discount, up to Rs. 100, on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com
* Earn interest on the Fixed Deposit and use the Instant Card to manage day to day liquidity – the Card has a low interest rate of just 2.49% per month

  • Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
  • 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
  • 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
  • Extra Rs. 150 off on Myntra on minimum purchase value of Rs. 999
  • 10% off on every purchase of movie ticket on BookMyShow
  • Indulge in delightful cuisine with Axis Bank Dining Delights as it offers up to 15% off, up to Rs. 500, at partnered restaurants across India. This is valid twice per card per month for max benefits up to Rs. 1000
  • Stay protected with Zero Lost Card Liability   
  • Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
  • Avail 1 point on every Rs. 200 spent
  • Fuel transaction surcharge - 1% of transaction amount
  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
  • Fuel Transaction Surcharge- 1% of transaction amount
  • Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways

Editor's Review

Pros

  • Low-interest rate
  • Earn interest on Fixed Deposit and use the Instant Card to manage day to day liquidity
  • Avail 25% discount up to Rs. 100 on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com

Cons

  • No Golf/coaching sessions
  • No Complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here

Pros

  • Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
  • 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
  • 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month

Cons

  • No Travel Benefits
  • No Golf/coaching sessions


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