Axis Bank Neo Credit Card vs HSBC RuPay Platinum Credit Card

• Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200

• 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
• 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
• Extra Rs. 150 off on Myntra on minimum purchase value of Rs. 999
• 10% off on every purchase of movie ticket on BookMyShow
• Indulge in delightful cuisine with Axis Bank Dining Delights as it offers up to 15% off, up to Rs. 500, at partnered restaurants across India. This is valid twice per card per month for max benefits up to Rs. 1000
• Stay protected with Zero Lost Card Liability   
• Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
• Avail 1 point on every Rs. 200 spent
• Fuel transaction surcharge - 1% of transaction amount
• On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
• Fuel Transaction Surcharge- 1% of transaction amount
• Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways

• Welcome Benefits include getting the following:

A. Avail Rs. 500 cashback when downloading and logging on to the HSBC India Mobile Banking app and spending Rs. 5,000 within 30 days of getting the card

B. Avail an RS. 250 Amazon eGift Voucher when applying online, verifying yourself by video and receiving your card

C. Get 2-months EazyDiner membership when activating your RuPay credit card

D. Also get Rs. 250 cashback when linking your card to UPI and making 2 transactions of Rs. 250 or more within 30 days of getting your card

• Link the credit card to UPI apps and enjoy easy direct payments with your card
• Make annual savings of up to Rs. 3,000 on fuel surcharges with our credit card waiver
• Use ATMs and make payments in over 160 countries and regions around the world, powered by the JCB network
• Earn 2 Reward points for every Rs. 150 you spend with your card
• Earn up to 6X reward points on hotels, flights and car rentals on Travel with Points
• Instantly convert reward points to air miles and hotel loyalty points in the HSBC India Mobile Banking app
• The HSBC SimplyPay app lets you pay bills and send money to family and friends, quickly and securely, wherever and whenever you want. All you need to do is link your bank account or RuPay credit card. Get Rs. 100 reward
• Enjoy exclusive discounts and offers with RuPay: Save on shopping, dinning and more with a range of offers and discounts exclusively for RuPay cardholders
• Savings on dining and movies with District by Zomato: Save 10% on dining, activities and shopping, and enjoy movies on the big screen for less with buy-one-get-one cinema tickets
• Save on grocery deliveries with Swiggy Instamart: Get 10% off on orders of Rs. 500 and above (max discount Rs. 200)
• Enjoy discounts and ofers around the world with the JCB network: Access global discounts, offers and experiences with the JCB network-enabled RuPay credit card
• Enjoy discounts up to Rs. 6,000 on flights and hotels via Cleartrip
• Enjoy money off your bills with Paytm: Use promo code to get 5% off transactions of Rs. 299 or more on mobile (prepaid and postpaid), broadband, DTH, water bills, gas cylinders, piped gas bills, FASTag and electricity bills (max discount Rs. 150)

Pros

• Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
• 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
• 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month

Cons

• No Travel Benefits
• No Golf/coaching sessions

Pros

• Lifetime free credit card with zero joining and annual charges
• Rewards on UPI spends
• Multiple redemption options, including miles conversion
• Multiple benefits on card activation

Cons

• No airport lounge access
• No Golf benefits
• No Insurance benefits
• Co-branded benefits are valid for a limited period and Limited lifestyle benefits