Axis Bank Neo Credit Card vs HDFC Regalia Credit Card

Joining Fees

₹250

₹2,500

Editor's Rating

3.8

4

Key Features

  • Avail 40% off on food delivery at Zomato
  • 5% off on utility bill payments via Amazon Pay
  • 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750
  • 10% off every time you shop at Myntra on minimum purchase value of Rs. 500
  • 10% off on every purchase of movie ticket on BookMyShow
  • Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India
  • Stay protected with Zero Lost Card Liability
  • Convert purchases to EMI on transactions of Rs. 2500   
  • Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
  • Avail 1 point on every Rs. 200 spent
  • Get 100% cashback up to Rs. 300 on first utility bill payment within first 30 days of card issuance
  • Fuel transaction surcharge - 1% of transaction amount
  • Airport Lounge Access within and outside India
  • Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
  • On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
  • Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
  • Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency

Editor's Review

Pros

10% off every time you shop at Myntra on minimum purchase value of Rs. 500
10% off on every purchase of movie ticket on BookMyShow
Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India

Cons

No Travel Benefits
No Golf/coaching sessions

Pros

  • Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
  • Accidental air death cover worth Rs. 1 Crore
  • Fuel Surcharge Waiver

 

Cons

  • Slightly high Annual Fee
  • No golf/coaching sessions


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