HDFC Regalia Credit Card vs 6E Rewards - IndiGo HDFC Bank Credit Card

• Complimentary Airport Lounge Access within India: Lounge access program will now be based on the credit card spends. Spend Rs. 1 Lakh or more in a calendar quarter (Jan-Mar | Apr-Jun |Jul-Sept | Oct-Dec). Choose up to 2 complimentary lounge access vouchers as your Quarterly Milestone Benefit
• International Lounge access using priority pass is not based on spends: Cardholders can apply for Priority Pass once they complete minimum 4 retail transactions on the card. Do note that Rupay cards are not eligible for priority pass. Using Priority Pass, avail up to 6 Complimentary Lounge Access per calendar year, outside India 
• 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5000
• Enjoy dining benefits with the Good Food Trail program: Get up to 7.5% savings on all restaurant bill payments via Swiggy Dineout (20k+ restaurants). This offer is inclusive of Restaurant and Swiggy Discount, and valid only on payments done via the Swiggy App
• Zero Lost card liability
• Foreign Currency Markup: 3.5% on all foreign currency spends
• Get Revolving Credit at nominal interest rate
• 24/7 Concierge Services
• Milestone Benefit: Avail 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs and additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs in an anniversary year
• Spend Rs. 3L in 12 Months and get Renewal Fee waived for next renewal year
• Convert big spends into EMI after purchase
• Accidental air death cover worth Rs. 1 Crore
• Emergency overseas hospitalization up to Rs. 15 lakhs
• Lost Card Liability Cover : Up to Rs 9 lakhs  
• On retail spends including Insurance, earn 4 reward points on Rs. 150
• Get 10,000 Reward Points on annual spends of Rs. 5 lakhs
• Get additional 5,000 Reward Points on annual spends of Rs. 8 lakhs

• Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
• Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
• Get 1 6E Rewards per Rs.100 Spends on all other spends
• Enjoy Discounted Convenience Fee on IndiGo tickets- Rs.150 per pax
• Exclusive Dining Privileges: Enjoy Good Food Trail Dining program that includes premium restaurants across top cities
• Markup fee of 3.5% on all foreign currency transactions
• Zero Lost card liability  
• Up to 50 days of interest-free period from the date of purchase
• Enjoy Revolving Credit at a nominal interest rate
• Mastercard Offers & Benefits: Cardholders of the 6E Rewards-IndiGo HDFC Bank Credit Card can enjoy exclusive offers and benefits curated by Mastercard across various categories including travel, dining, shopping and more
• Convert your big spends into EMI after purchase
• This card is enabled for contactless payments
• 1% waiver on the fuel surcharge

Pros

• Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
• Accidental air death cover worth Rs. 1 Crore
• Fuel Surcharge Waiver

Cons

• Slightly high Annual Fee
• No golf/coaching sessions

Pros

• Get 2.5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
• Get 2 6E Rewards per Rs.100 spent on Grocery, Dining & Entertainment
• Enjoy Good Food Trail Dining program that includes premium restaurants across top cities

Cons

• No golf benefits are provided
• No international and domestic airport lounge access