ICICI Bank Instant Platinum Credit Card vs SBI SimplyClick Credit Card

* No Joining Fee
* No Annual Fee
* Avail waiver of 2.5% fuel surcharge on fuel purchases at HPCL Petrol Pumps. This is applicable only for transaction up to Rs 4000
* Gain 2 ICICI reward points on every Rs. 100 spent. You can redeem these ICICI reward points for attractive products
* The card has built-in contactless technology
* Gain Reward points and redeem against multiple categories such as Fashion and Lifestyle, Electronics, Travel & Luggage, Health & Beauty, e-Vouchers and Home & Kitchen
* Avail 25% discount, up to Rs. 100, on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com
* Earn interest on the Fixed Deposit and use the Instant Card to manage day to day liquidity – the Card has a low interest rate of just 2.49% per month

• On online spends with exclusive partners - Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra, earn 10X Reward Points
• Earn 5X rewards on all other online spends
• Earn 1 reward point per Rs. 100 on all other spends
• Get e-voucher worth Rs. 2,000 each on reaching annual online spends of Rs. 1 Lakh and Rs. 2 Lakhs respectively. Voucher Brand : Cleartrip/Yatra
• 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
• Spend Rs 1,00,000 and get annual fee reversed for the SimplyCLICK SBI card in the subsequent year
• Simply wave the card at a secured reader and the transaction will be done. Maximum payment of Rs. 5,000 allowed per contactless transaction
• Transfer outstanding balance of other banks’ credit cards to SimplyCLICK SBI Card, and avail a lower rate of interest and pay back in EMIs
• With Flexipay facility, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using SimplyCLICK SBI Card , and log in to sbicard.com within 30 days of purchase to convert it into Flexipay

Pros

• Low-interest rate
• Earn interest on Fixed Deposit and use the Instant Card to manage day to day liquidity
• Avail 25% discount up to Rs. 100 on purchase of minimum two tickets up to two times in a month through www.bookmyshow.com

Cons

• No Golf/coaching sessions
• No Complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here

Pros

• Earn 1 reward point per Rs.100 on all other spends  
• e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
• e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs

Cons

• No Golf/coaching sessions
• No particular benefits on travel, dining or entertainment
• Limited options for reward redemption

To know more on this credit card please click here