ICICI Bank Coral Credit Card vs IDFC FIRST Select Credit Card

ICICI Bank Coral Credit Card

IDFC FIRST Select Credit Card

Joining Fees

₹500

₹0

Editor's Rating

2.75

Key Features

Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year
Complimentary domestic airport lounge & complimentary domestic railway lounge visit
Complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com
Minimum 15% savings on dining bills at over 2500+ restaurants across India through our Culinary Treats Programme
Earn 2 PAYBACK Points on every Rs. 100 spent on your card (except fuel), and earn 1 PAYBACK Point on every Rs.100 spent on utilities and insurance categories

Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
10X Reward Points on purchases greater than Rs.20,000
6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
4 complimentary domestic lounge access per quarter
4 complimentary Railway lounge access every quarter
Low foreign exchange mark-up fee of 1.99%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399

Editor's Review

Pros

Exclusive dining offers through ICICI Bank Culinary Treats Programme
1% on fuel surcharge every time you refuel
Discover how your ICICI Bank Coral Credit Card can deliver savings of Rs 11,175 every year

Cons

If you’re a frequent flyer the offer of 1 complimentary access per quarter to select airport lounges in India isn’t sufficient
Limitations on the cost of purchasing movie tickets
No Golf/coaching sessions

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Pros

Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only
The dining benefits provided by the card are satisfactory but not that great