Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
10X Reward Points on purchases greater than Rs.20,000
6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
4 complimentary domestic lounge access per quarter
4 complimentary Railway lounge access every quarter
Low foreign exchange mark-up fee of 1.99%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399
You will receive Welcome Benefit of Complimentary Annual Memberships with Club Marriott, Double Black, Zomato pro, Amazon Prime, Forbes, and Times Prime by spending Rs. 1.5 lakhs within the first 90 days or when making the payment of the joining fee
When you spend Rs. 5 Lakhs in 12 Months, get Renewal Fee waived for next renewal year
Complimentary annual memberships availed upon achieving annual spend milestone of Rs 8 Lakhs at the time of Card Anniversary (Card anniversary is 12 months from card open month)
Pick two monthly vouchers from available options that include Ola Select membership, BookMyShow, or TataCLiQ worth Rs. 500 every month on spends of Rs. 80,000
Redeem Reward Points to book Air Tickets / Hotels across Airlines and Choice of hotels Domestically & Internationally
Complimentary Unlimited Airport lounge access in India and worldwide
Avail exclusive discounts at leading salons, spas, gyms, etc.
Complimentary Golf games, 6 per quarter, around the globe and within India
Air accidental death insurance up to Rs. 2 Crore
Emergency overseas hospitalization cover up to Rs. 50 Lakhs
Credit Liability Cover of up to Rs. 9 Lakhs
Travel Insurance Cover of up to Rs. 55,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours)
Avail convenience fee waiver of 1% on fuel transactions between Rs. 400 to Rs. 5000 (Maximum waiver of Rs. 1,000 per statement cycle)
Reward Rate:
Get 5 Reward points per Rs 150 on retail spends
You can redeem Rewards Points for AirMiles for Singapore Airlines (KrisFlyer Miles), InterMiles, Club Vistara: 1 Reward Point = 1 AirMile
Editor's Review
Pros
10X Rewards on all spends done on your Birthday
Reward points will never expire
Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only
The dining benefits provided by the card are satisfactory but not that great
Pros
Enjoy up to 50 days of interest-free credit
On foreign currency spends, avail low foreign currency mark up of 1.99%
Exclusive 24/7 Concierge Services on HDFC Bank Diners Club Black Credit Card
Cons
Joining and renewal fee is on the higher side
There are no benefits of reward points on fuel transactions
There’s no facility of EMI conversion for convenient payment of credit card dues
More comparisions with IDFC FIRST Select Credit Card