HSBC Visa Platinum Credit Card vs RBL Bank Play Credit Card

• Nil joining and annual fees
• As welcome offer, when applying for the credit card online and verifying yourself, obtain an Amazon e-gift voucher worth Rs. 250. Spend at least Rs. 5,000 in the first 30 days and win Amazon vouchers worth Rs. 500 (Introductory offers are valid from 1 Jan 2024 till 30 June 2024)
• Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
• Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
• Avail 2 Reward points for every Rs. 150 spends
• Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year
• Zero liability for lost cards- Get insurance coverage for any misuse of the card from 24 hours before reporting it lost, up to Rs. 300,000
• Transfer outstanding balances from other bank credit cards to HSBC credit card and repay in easy monthly installments at a lower interest rate
• Get exclusive access to discounts with selected partners
• If the credit card gets lost, simply cancel it and the bank will issue an emergency card anywhere in the world – it'll only take 3 days
• Cardholder can also be able to take out cash advances, get global access to its accounts, and manage its money on-the-go with 24/7 online access to its account

• By spending Rs. 1.5 lakhs in a year, get the next year's fee waived off
• By simply spending Rs. 5,000 in a billing month, get 2 free movie/stream/ play/ events/ sports/ activities tickets up to Rs. 250 each. This offer is valid for 1 month. This monthly benefit is to be used in a single transaction and is applicable on booking minimum two tickets. The discount value will either be Rs. 500 (Rs. 250 per ticket) or value of two tickets, whichever is lower. Do note you can Getz up to Rs. 500 discount on Stream category
• By booking movie tickets on BookMyShow with PLAY Credit Card, you can get up to Rs. 100 off, on any food and beverage items
• On fuel transactions between Rs. 500 and Rs. 4,000, get fuel surcharge waived up to Rs. 100, once a month
• Play Credit Card is available on MasterCard and VISA network
• Avail a discount of Rs. 500 every month at BookMyShow, upon crossing spends of Rs. 5,000 per billing cycle
• This credit card can be sourced via invite only

Pros

• Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
• Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
• Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year

Cons

• No Airport Lounge access
• No Golf benefits

Pros

• By booking movie tickets on BookMyShow with PLAY Credit Card, you can get up to Rs. 100 off, on any food and beverage items
• Avail a discount of Rs. 500 every month at BookMyShow, upon crossing spends of Rs. 5,000 per billing cycle
• Welcome benefits

Cons

• No railway lounge access
• No golf benefits
• No international/domestic airport lounge access