HSBC Visa Platinum Credit Card vs IndianOil Axis Bank Credit Card

Joining Fees

₹0

₹500

Editor's Rating

4.3

3.9

Key Features

  • Nil joining and annual fees
  • New customers will receive the following welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
  • Air miles conversion on InterMiles, British Airways and Singapore Airlines
  • 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year
  • Up to Rs. 3,000 annual savings on fuel surcharge
  • Zero-liability for lost cards
  • Emergency card replacement: If the HSBC Visa Platinum Credit Card gets lost, immediately call Visa Global Assistance Services or HSBC Helpline numbers and have the card cancelled and an emergency card will be issued anywhere in the world in 3 days. The user can also opt to receive emergency cash at over 22,000 outlets globally
  • Insurance benefits
  • Other benefits include some regular card benefits such as cash advance, additional credit cards, global access, online convenience, 24x7 customer access through Phone Banking
  • Enjoy BookMyShow Saturday offer: Buy-one-get-one-free movie tickets on Saturdays- Up to Rs. 250
  • On Tata CLiQ  get 15% instant discount on selected products in Lifestyle, Electronics and Luxury Categories
  • When completing the credit card application online, you can win an Amazon e-gift voucher worth Rs. 250
  • The “Airport Lounge Services” Program is applicable to those who meet all requirements
  • Get 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at IOCL fuel outlet in India. To avail this offer, transact between Rs. 400 and Rs. 4000 per month
  • 1% value back on online shopping by earning 5 reward points per Rs. 100 spent. To avail this offer, transact at online merchants between Rs. 100 and Rs. 5000
  • 1% fuel surcharge waiver- To avail this offer, transact at any fuel outlet between Rs. 400 and Rs. 4000 per month.
  • Spend more than Rs. 3,50,000 in a year and be eligible for annual fee waiver
  • Instant discount up to 10% on movie tickets booked via Bookmyshow app or website
  • Avail 1 EDGE REWARD point on Rs. 100 spend with the credit card
  • Indulge in delectable cuisines with Axis Bank Dining Delights that offers up to 15% discount at partnered restaurants in India via the EasyDiner

Editor's Review

Pros

  • New customers will receive welcome privileges on transaction(s) of a minimum Rs. 5000 within 30 days of card issuance: Amazon voucher (worth Rs. 500)
  • Air miles conversion on InterMiles, British Airways and Singapore Airlines
  • 5-times (5X) rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 with a max 15,000 accelerated reward points in an anniversary year

Cons

  • No golf/coaching sessions
  • “Airport Lounge Services” Program is applicable to those who meet all requirements

Pros

  • Dining Delights - 15% off at partner restaurants
  • Instant discount on BookMyShow
  • 1% fuel surcharge waiver on all fuel transactions in India

Cons

  • No Golf/coaching sessions
  • No Airport Lounge Access


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