HSBC Visa Platinum Credit Card vs RBL Bank Fun+ Credit Card

• Nil joining and annual fees
• As welcome offer, when applying for the credit card online and verifying yourself, obtain an Amazon e-gift voucher worth Rs. 250. Spend at least Rs. 5,000 in the first 30 days and win Amazon vouchers worth Rs. 500 (Introductory offers are valid from 1 Jan 2024 till 30 June 2024)
• Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
• Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
• Avail 2 Reward points for every Rs. 150 spends
• Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year
• Zero liability for lost cards- Get insurance coverage for any misuse of the card from 24 hours before reporting it lost, up to Rs. 300,000
• Transfer outstanding balances from other bank credit cards to HSBC credit card and repay in easy monthly installments at a lower interest rate
• Get exclusive access to discounts with selected partners
• If the credit card gets lost, simply cancel it and the bank will issue an emergency card anywhere in the world – it'll only take 3 days
• Cardholder can also be able to take out cash advances, get global access to its accounts, and manage its money on-the-go with 24/7 online access to its account

* On spending Rs. 5000 every month, avail BookMyShow movie voucher worth Rs. 500
* Complimentary vouchers worth Rs. 3000
* When the annual spends cross Rs.4 lakhs, avail 12,000 Reward Points, which can be redeemable for select vouchers worth Rs. 3000 at rblrewards.com, on crossing Rs. 4,00,000 annual spends
* Get 20 reward points for Rs. 100 spent on dining on weekends
* Get 10 reward points for Rs.100 spent at Pizza Hut, KFC outlets, and at www.bookmyshow.com
* Get 1 Reward point for Rs. 100 on all purchases except fuel
* Avail 10% discount on movies at BookMyShow for 15 transactions in a year, with a maximum discount of Rs. 100 for each transaction
* Avail waiver of fuel surcharge at any petrol pump in India up to Rs. 100 every month. It’s applicable for transactions between Rs. 500 to Rs. 4000

Pros

• Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
• Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
• Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year

Cons

• No Airport Lounge access
• No Golf benefits

Pros
* Complimentary BookMyShow voucher worth Rs. 500
* Get 5% value back on your dining spends on weekends
* 10% discount on movies at BookMyShow

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access