HSBC Visa Platinum Credit Card vs Bandhan Bank Standard Chartered credit cards
Joining Fees
₹0
₹0
Editor's Rating
4.3
3.3
Key Features
- Nil joining and annual fees
- As welcome offer, when applying for the credit card online and verifying yourself, obtain an Amazon e-gift voucher worth Rs. 250. Spend at least Rs. 5,000 in the first 30 days and win Amazon vouchers worth Rs. 500 (Introductory offers are valid from 1 Jan 2024 till 30 June 2024)
- Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
- Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
- Avail 2 Reward points for every Rs. 150 spends
- Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year
- Zero liability for lost cards- Get insurance coverage for any misuse of the card from 24 hours before reporting it lost, up to Rs. 300,000
- Transfer outstanding balances from other bank credit cards to HSBC credit card and repay in easy monthly installments at a lower interest rate
- Get exclusive access to discounts with selected partners
- If the credit card gets lost, simply cancel it and the bank will issue an emergency card anywhere in the world – it'll only take 3 days
- Cardholder can also be able to take out cash advances, get global access to its accounts, and manage its money on-the-go with 24/7 online access to its account
Bandhan Bank Standard Chartered One credit card’s features:
- Fuel Surcharge Waiver is applicable - 1% of the transaction
- For every Rs. 150 spent, avail 1 reward point
- Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
- As joining benefit, get 500 Rewards Points
Bandhan Bank Standard Chartered Plus credit card’s features:
- Fuel Surcharge Waiver is applicable - 1% of the transaction
- For every Rs. 150 spent, avail 3 reward points
- Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
- As joining benefit, get 1500 Rewards Points
Bandhan Bank Standard Chartered Xclusive credit card’s features:
- Fuel Surcharge Waiver is applicable - 1% of the transaction
- For every Rs. 150 spent, avail 3 reward point
- Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
- Additional Rewards Points throughout the year
- MakeMyTrip Cashback of Rs. 3000 as a joining benefit
Editor's Review
Pros
- Convert the points into air miles with Club Vistara, Air India's Flying Returns, Etihad Airways, British Airways and Singapore Airlines
- Up to Rs. 3,000 annual savings on fuel surcharge with credit card waiver
- Avail 5X the reward points on any purchase made after spending Rs. 4,00,000 subject to a maximum cap of 15,000 accelerated reward points in an anniversary year
Cons
- No Airport Lounge access
- No Golf benefits
Bandhan Bank Standard Chartered One credit card’s review:
Pros
- As joining benefit, get 500 Rewards Points
- Renewal Fee will be waived off on annual spends of Rs. 60,000
- Annual Fees Rs. 299
Cons
- No Golf Privileges
- No Airport Lounge access
- High-interest rates
Bandhan Bank Standard Chartered Plus credit card’s review:
Pros
- Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
- As joining benefit, get 1500 Rewards Points
- Renewal Fee will be waived off on annual spends of Rs. 90,000
Cons
- No Golf Privileges
- No Airport lounge access
- High-Interest rates
Bandhan Bank Standard Chartered Xclusive credit card’s review:
Pros
- Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
- Additional Rewards Points throughout the year
- MakeMyTrip Cashback of Rs. 3000 as a joining benefit
- 4 Lounge Access per calendar quarter
Cons
- No golf privileges
- High renewal/annual fee
- High-interest rates
