Bandhan Bank Standard Chartered credit cards vs Kotak Biz Credit Card
Joining Fees
₹0
₹299
Editor's Rating
3.3
3.5
Key Features
Bandhan Bank Standard Chartered One credit card’s features:
- Fuel Surcharge Waiver is applicable - 1% of the transaction
- For every Rs. 150 spent, avail 1 reward point
- Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
- As joining benefit, get 500 Rewards Points
Bandhan Bank Standard Chartered Plus credit card’s features:
- Fuel Surcharge Waiver is applicable - 1% of the transaction
- For every Rs. 150 spent, avail 3 reward points
- Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
- As joining benefit, get 1500 Rewards Points
Bandhan Bank Standard Chartered Xclusive credit card’s features:
- Fuel Surcharge Waiver is applicable - 1% of the transaction
- For every Rs. 150 spent, avail 3 reward point
- Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
- Additional Rewards Points throughout the year
- MakeMyTrip Cashback of Rs. 3000 as a joining benefit
- Avail 4 reward points for every Rs. 100 on categories like Travel and Tour Operators & Domestic Airlines, Direct Marketing/Advertising services, Supermarket, Lodging – Hotels, Motels, Resorts
- Avail 1 reward points for every Rs. 100 on all other spends
- 1 complimentary airport lounge access per calendar quarter to Visa affiliated lounges across Indian airports. Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi
- Get 1% on transaction fuel surcharge will be waived for transactions made between Rs. 500 - Rs. 3000
- One can also save railway surcharge of 1.8% for transactions on www.irtc.co.in and 2.5% for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
- Travel Insurance programme includes the following:
A. Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection)- Sum Insured is Rs. 50,000
B. Purchase Protection - Sum Insured is Rs. 25,000
C. Loss of Checked in Baggage / Delay of Checked in Baggage / Valuable Documents Cover / Missing of Connecting International Flight During Transit - Sum Insured is Rs. 10,000
- Safety features of the card includes being embedded with EMV Chip and setting a 6-digit PIN authentication for higher security of your transactions
- Interest free period: Up to 48 days
Editor's Review
Bandhan Bank Standard Chartered One credit card’s review:
Pros
- As joining benefit, get 500 Rewards Points
- Renewal Fee will be waived off on annual spends of Rs. 60,000
- Annual Fees Rs. 299
Cons
- No Golf Privileges
- No Airport Lounge access
- High-interest rates
Bandhan Bank Standard Chartered Plus credit card’s review:
Pros
- Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
- As joining benefit, get 1500 Rewards Points
- Renewal Fee will be waived off on annual spends of Rs. 90,000
Cons
- No Golf Privileges
- No Airport lounge access
- High-Interest rates
Bandhan Bank Standard Chartered Xclusive credit card’s review:
Pros
- Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
- Additional Rewards Points throughout the year
- MakeMyTrip Cashback of Rs. 3000 as a joining benefit
- 4 Lounge Access per calendar quarter
Cons
- No golf privileges
- High renewal/annual fee
- High-interest rates
Pros
- Avail 4 reward points for every Rs. 100 on categories like Travel and Tour Operators & Domestic Airlines, Direct Marketing/Advertising services, Supermarket, Lodging – Hotels, Motels, Resorts
- Avail 1 reward points for every Rs. 100 on all other spends
- 1 complimentary airport lounge access per calendar quarter to Visa affiliated lounges across Indian airports
Cons
- No dinning or movie benefits
- No Golf Benefits
- No cashback benefits
