Bandhan Bank Standard Chartered credit cards vs RBL Bank Platinum Choice SuperCard

Bandhan Bank Standard Chartered One credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 1 reward point 
• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining benefit, get 500 Rewards Points 

Bandhan Bank Standard Chartered Plus credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 3 reward points 
• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining benefit, get 1500 Rewards Points 

Bandhan Bank Standard Chartered Xclusive credit card’s features:

• Fuel Surcharge Waiver is applicable - 1% of the transaction 
• For every Rs. 150 spent, avail 3 reward point 
• Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• Additional Rewards Points throughout the year
• MakeMyTrip Cashback of  Rs. 3000 as a joining benefit 

* In a year, spend Rs. 50,000 and get the second year annual fees of Rs. 499 reversed
* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail fuel surcharge waiver up to Rs. 100 per month
* Avail 1 Reward Points per Rs. 100 that you spend on all you desire and like
* Avail 2X Reward Points on online spends, except for online purchases made on Education, Insurance, Utilities, including Bills2Pay, and Wallet Load. The maximum cap is 1,000 Reward Points
* In a year, spend Rs. 75,000 and get 5,000 Reward Points. Redeem these points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Enjoy the BookMyShow Offer: Get 10% off on BookMyShow, up to Rs. 100 in a month
* 24 x 7 Concierge Help Desk
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum Choice SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank
* With the Flexi Limit facility, one can stay in control of its finances. Simply regulate the credit limit on the card and on the add-on card by calling the 24X7 customer service and assigning a lower limit. Assign varied limit on the primary and add on credit card

Bandhan Bank Standard Chartered One credit card’s review:

Pros

• As joining  benefit, get 500 Rewards Points 
• Renewal Fee will be waived off on annual spends of Rs. 60,000
• Annual Fees  Rs. 299

Cons

• No Golf Privileges 
• No Airport Lounge access 
• High-interest rates 

Bandhan Bank Standard Chartered Plus credit card’s review:

Pros

• Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• As joining  benefit, get 1500 Rewards Points 
• Renewal Fee will be waived off on annual spends of Rs. 90,000

Cons

• No Golf Privileges 
• No Airport lounge access 
• High-Interest rates 

Bandhan Bank Standard Chartered Xclusive credit card’s review:

Pros

• Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
• Additional Rewards Points throughout the year
• MakeMyTrip Cashback of  Rs. 3000 as a joining benefit  
• 4 Lounge Access per calendar quarter 

Cons

• No golf privileges 
• High renewal/annual fee
• High-interest rates 

Pros
* Annual Rewards worth Rs.2500 +
* Accelerated rewards on Online spends
* Rewards on all spends

Cons
* No golf complimentary benefits
* No airmiles and cashback offers
* No complimentary airport lounge access