HSBC Visa Platinum Credit Card vs BOB Financial Select

Joining Fees

₹0

₹750

Editor's Rating

4.3

4.3

Key Features

  • Avail Amazon Voucher worth Rs 500 on a single transaction of greater than or equal to Rs. 500. The first transaction should be done within 30 days of the card being issued
  • 5X Rewards on subsequent purchases made after spending over Rs. 400,000 in an anniversary year up to a maximum Rs. 15,000 accelerated reward points
  • Fuel surcharge waiver at all fuel pump in India for transactions between Rs. 400 and Rs. 4,000 (maximum Rs. 250 per calendar month)
  • Insurance benefits
  • 5X rewards on Dining, Utility bills, Online spends; 1x on others
  • 1,000 bonus rewards points every month
  • Zero Fuel Surcharge
  • Zero Annual Fees basis card usage 

Editor's Review

Pros

  • Introductory benefits of up to Rs. 4,250
  • Air miles conversion on InterMiles, British Airways and Singapore Airlines
  • Zero-liability for lost cards

Cons

  • No Golf/coaching sessions
  • No Airport Lounge Access 

Pros

  • Easy EMI Option
  • Multiple redemption options
  • In-built insurance cover

Cons

  • No Golf Privileges 
  • No Airport Lounge access 


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