BOB Financial Select vs Tata Croma Platinum Card
VS
Fees
Bank of Baroda
Tata
Joining Fees
₹750
₹2,999
Renewal Fees
₹750
₹2,999
Network
Mastercard
Mastercard
Editor's Review
4.3
3.1
Free Lounge Access
No
Yes
Features
BOB Financial Select
- 5X rewards on Dining, Utility bills, Online spends; 1x on others
- 1,000 bonus rewards points every month
- Zero Fuel Surcharge
- Zero Annual Fees basis card usage
Tata Croma Platinum Card
- Welcome and Anniversary Gift Voucher worth Rs. 3,000 from popular brands
- Spends linked gift vouchers worth up to Rs. 6,000
- 3X Reward Points on Departmental Stores, Dining, Grocery and International spends
- Spend at selective outlets, get up to 5% Value back
Editor's Review
BOB Financial Select
Pros
- Easy EMI Option
- Multiple redemption options
- In-built insurance cover
Cons
- No Golf Privileges
- No Airport Lounge access
Tata Croma Platinum Card
Pros
- Welcome Benefits
- Airport lounge access
- Cashback on Croma and Tata outlets
- Rewards
Cons
- High-interest rate
- No concierge services
- No Golf games
