Compare HSBC Cashback Credit Card vs Paytm SBI Credit Card

Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
10% accelerated cashback on all dining, food delivery and grocery spends
1.5% unlimited cashback on all other spends (exclusions apply)
4 complimentary domestic lounge visits per year (1 per quarter)
Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
Zero liability for lost cards
Insurance benefits

Welcome Benefits of Paytm SBI Credit Card includes availing benefits up to Rs. 75,000 with a complimentary Paytm First Membership. The Paytm First Membership will be given only upon the card activation by making a transaction with the card
Get 3% Cashback on Paytm Mall, Movies and Travel
Avail 2% Cashback on all other purchases on Paytm App
Other spends across offline and online stores, get 1% Cashback
Obtain complimentary Paytm First Membership Voucher at renewal on achieving annual retail spends of Rs.1,00,000
Avail 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3000. The maximum surcharge waiver per statement cycle is Rs. 100, per credit card
The Paytm SBI Cardholders will be entitled to obtain insurance cover of Rs. 1,00,000 for financial loss due to fraudulent usage of a credit card. Do note that this is a unique feature availed for a card in its fee range
Surcharges for Railway Tickets - Railway Counters: Rs. 30 + 2.5% of the transaction amount
Surcharges for Railway Tickets(irctc.co.in ): 1% of transaction amount plus all applicable taxes