HSBC Cashback Credit Card vs HDFC Bank Freedom Credit Card
Joining Fees
₹999
₹500
Editor's Rating
3.1
3
Key Features
- Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
- Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
- Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
- 10% accelerated cashback on all dining, food delivery and grocery spends
- 1.5% unlimited cashback on all other spends (exclusions apply)
- 4 complimentary domestic lounge visits per year (1 per quarter)
- Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
- Zero liability for lost cards
- Insurance benefits
- Redeem points for cash back
- Avail gift voucher worth Rs. 1000 on annual spends of Rs. 90,000 and higher
- Get a welcome and renewal benefit of 500 reward points on fee realization
- On birthday spends, earn 25X reward points
- Earn 5X reward points for spends on dining/ movies/ groceries/ railways/ taxis
Editor's Review
Pros
* Win an Amazon e-gift voucher
* Buy-one-get-one-free movie tickets on Saturdays
* Insurance benefits
Cons
* No golf/coaching sessions
* No fuel benefits
Pros
- Spend Rs. 50,000 in a year and get a waiver of next year’s annual membership
- Pay only 1.99% interest per month if card is issued against fixed deposit
- Zero liability on lost card if reported immediately
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge access
