HSBC Cashback Credit Card vs SBI Cashback credit card

Joining Fees

₹999

₹999

Editor's Rating

3.1

4.17

Key Features

  • Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
  • Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
  • Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
  • 10% accelerated cashback on all dining, food delivery and grocery spends
  • 1.5% unlimited cashback on all other spends (exclusions apply)
  • 4 complimentary domestic lounge visits per year (1 per quarter)
  • Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
  • Zero liability for lost cards
  • Insurance benefits
  • Get 5% Cashback on online spends without any merchant restriction
  • Get 1% Cashback on offline spends
  • The Card Cashback will be auto-credited to the SBI Card account within two working days of the next statement generation
  • The reversal of Renewal Fee will occur on annual spends of Rs. 2 Lakh
  • Avail 1% Fuel Surcharge Waiver across all petrol pumps in India. This is applicable on transactions between Rs. 500 and Rs. 3,000, exclusive of GST and other charges
  • CASHBACK SBI Card can be used in over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Use the card to make payments at any outlet that accepts VISA
  • Withdraw cash from over 1 million VISA across the globe
  • Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
  • Save money while paying credit card dues
  • Transfer the outstanding balance of other banks’ credit cards to CASHBACK SBI Card, to avail a lower rate of interest and pay back in EMIs

Editor's Review

Pros

* Win an Amazon e-gift voucher

* Buy-one-get-one-free movie tickets on Saturdays

* Insurance benefits 


Cons

* No golf/coaching sessions

* No fuel benefits

Pros

  • 5% cashback on online spends
  • 1% Fuel Surcharge Waiver across all petrol pumps in India
  • Great for high spending on online merchants

Cons

  • No golf benefits
  • No complimentary airport lounge access
  • Cashback card is not eligible for instant discount during online sales


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