HSBC Cashback Credit Card vs ICICI Bank HPCL Platinum Credit Card

Joining Fees

₹999

₹199

Editor's Rating

3.1

3.9

Key Features

  • Make transactions of a minimum of Rs. 10000 within first 30 days to avail Amazon vouchers (worth Rs. 1000)
  • Win an Amazon e-gift voucher- Complete the online credit card application and Video KYC to win Amazon e-gift voucher (worth Rs. 250)
  • Annual membership fees Rs. 999 (will be reversed if total annual spend exceeds Rs. 200,000
  • 10% accelerated cashback on all dining, food delivery and grocery spends
  • 1.5% unlimited cashback on all other spends (exclusions apply)
  • 4 complimentary domestic lounge visits per year (1 per quarter)
  • Buy-one-get-one-free movie tickets on Saturdays (Up to Rs 250)
  • Zero liability for lost cards
  • Insurance benefits
  • Reduce fuel bills with 2.5% Cashback - Get up to Rs. 100 Cashback on fuel purchases at HPCL pumps, availed when the Card is swiped on ICICI Merchant
  • 1% fuel surcharge wavier- 1% fuel surcharge won't be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps
  • ICICI Bank Rewards- ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions as described below:
  1. Get 2 PAYBACK Points on every Rs. 100 spent on retail purchases except on fuel
  2. Swipe the PAYBACK membership card at selected HPCL pumps and instantly redeem points for fuel- On every 2,000 PAYBACK Points, earn fuel worth Rs. 500
  • Enjoy the facility of Rs. 199 Annual Fee Savings. By just spending Rs. 50,000 or more annually on the Card and the bank will reverse the Annual Fee (Rs. 199) for that year
  • Avail Rs. 100 off on movie tickets any day of the week, through www.bookmyshow.com
  • Minimum 15% savings on dining via exclusive dining offers through ICICI Bank Culinary Treats Programme
  • VISA's Exclusive Offers- Whether in India or abroad, enjoy the amazing deals from VISA Wine, dine and unwind with great offers from luxury hotels, restaurants, lifestyle stores, spas and more

Editor's Review

Pros

* Win an Amazon e-gift voucher

* Buy-one-get-one-free movie tickets on Saturdays

* Insurance benefits 


Cons

* No golf/coaching sessions

* No fuel benefits

Pros

  • Up to Rs. 100 Cashback on fuel purchases at HPCL pumps
  • ICICI Bank Credit Card entitles cardholders to earn PAYBACK Points on transactions
  • Get Rs. 100 off on movie tickets and minimum 15% savings on dining

Cons

  • The ICICI Bank HPCL Platinum Credit Card does not provide statement credit
  • No Golf Privileges
  • No complimentary Airport Lounge access

To apply for ICICI Bank Credit Cards please click here


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