HSBC Cashback Credit Card vs Axis Bank Freecharge Plus Credit Card

Joining Fees



Editor's Rating



Key Features

  • 10% cashback on all dining, food delivery and grocery spends
  • Unlimited cashback on all your transactions
  • Get 1.5% cashback on all online spends and 1% on all other spends
  • 20% off on Swiggy orders above Rs. 400. (Discount up to Rs. 100, valid once per month per user)
  • Amazon vouchers worth Rs. 1000 on spending Rs. 10,000 within 30 days of issuance, 1.5% cashback on all online spend, and 1% on all other spends
  • Cashback is available on Instant EMI and Convenient EMI options that allow you to pay credit card dues in EMIs such as Balance Transfer on EMI, Cash-on-EMI
  • Up to a 15% discount at over 1,000 restaurants across major cities
  • Vouchers worth Rs.700 on Activation 
  • 5% on Freecharge Spends
  • 1% on all other spends
  • Annual Fee waiver on spends of Rs.50,000 in an anniversary year

Editor's Review


  • Zero Joining Fees
  • Annual Membership Fees of Rs. 750 will be reversed if your total annual spend exceeds Rs. 100,000
  • Insurance benefits


  • No Golf/coaching sessions


  • 2% on Ola/Uber/Shuttle and other local transport
  • Get Vouchers from Uber and Bookmyshow on activation
  • Benefits on entertainment and dining


  • No Golf/coaching sessions
  • No Complimentary Airport Lounge Access 

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