Axis Bank Freecharge Plus Credit Card vs HSBC Live+ Credit Card

Joining Fees

₹350

₹999

Editor's Rating

3.9

3.5

Key Features

  • Vouchers worth Rs.700 on Activation 
  • 5% on Freecharge Spends
  • 1% on all other spends
  • Annual Fee waiver on spends of Rs.50,000 in an anniversary year
  • Get 10% accelerated cashback, up to Rs. 1,000 a month, on dining and food delivery
  • Get 1.5% unlimited cashback at other retailers
  • Avail 1.5% unlimited cashback on entertainment spending
  • Power up on spendings with 1.5% unlimited cashback in selected categories at home and when travelling abroad
  • Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
  • Avail 10% cashback on groceries and 1.5% unlimited cashback on other retail purchases online and offline
  • 4 complimentary domestic airport lounge visits per year
  • Enjoy exclusive dining programme and curated offers on the Visa Digital Concierge app

Editor's Review

Pros

  • 2% on Ola/Uber/Shuttle and other local transport
  • Get Vouchers from Uber and Bookmyshow on activation
  • Benefits on entertainment and dining

Cons            

  • No Golf/coaching sessions
  • No Complimentary Airport Lounge Access 

Pros

  • Get 10% accelerated cashback on dining and food delivery
  • Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
  • Avail 1.5% unlimited cashback on entertainment spending

Cons

  • No fuel benefits
  • No rewards benefits
  • No international lounge access


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