Axis Bank Freecharge Plus Credit Card vs Axis Bank Cashback Credit Card

Axis Bank Freecharge Plus Credit Card
Axis Bank Freecharge Plus Credit Card
Axis Bank · Visa
3.9
₹350 / Joining Fees
Apply Now →
VS
Axis Bank Cashback Credit Card
Axis Bank Cashback Credit Card
Axis Bank · Mastercard
4
₹1,000 / Joining Fees
Apply Now →
Fees
Axis Bank
Axis Bank
Joining Fees
₹350
₹1,000
Renewal Fees
₹350
₹1,000
Network
Visa
Mastercard
Editor's Review
3.9
4
Free Lounge Access
No
No
Features
Axis Bank Freecharge Plus Credit Card
  • Vouchers worth Rs.700 on Activation 
  • 5% on Freecharge Spends
  • 1% on all other spends
  • Annual Fee waiver on spends of Rs.50,000 in an anniversary year
Axis Bank Cashback Credit Card
  • Welcome Benefits include getting EDGE Reward points worth Rs. 1000 upon first transaction within 30 days of card issuance
  • Get up to 7% cashback on online spends. Spending more will enable you to unlock higher cashback
  • Get up to Rs. 4,000 per statement month
  • Monthly net spends are split into below brackets:

A. Avail 2% cashback for spends up to Rs. 5000

B. Avail 5% cashback for spends more than Rs. 5000 and less or equal to Rs. 40,000

C. Avail 7% cashback on spends more than Rs. 40,000

  • Get unlimited base cashback of 0.75% on all offline and travel related spends
  • Avail 0.5% cashback up to Rs. 100 on utilities bill payments
  • Spend Rs. 4,00,000 and above in an anniversart year to be eligible for annual fee waiver
  • Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program
  • Cashback gets credited before next statement with no mininmum account requirement
Editor's Review
Axis Bank Freecharge Plus Credit Card

Pros

  • 2% on Ola/Uber/Shuttle and other local transport
  • Get Vouchers from Uber and Bookmyshow on activation
  • Benefits on entertainment and dining

Cons            

  • No Golf/coaching sessions
  • No Complimentary Airport Lounge Access 
Axis Bank Cashback Credit Card

Pros

  • Get up to 7% cashback on online spends
  • Base cashback on utility spends
  • Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program

Cons

  • Minimal cashback on offline spends
  • No airport lounge access
  • No fuel surcharge waiver

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