Axis Bank Cashback Credit Card vs RBL Bank Cookies Credit Card

Axis Bank Cashback Credit Card
Axis Bank Cashback Credit Card
Axis Bank · Mastercard
4
₹1,000 / Joining Fees
Apply Now →
VS
RBL Bank Cookies Credit Card
RBL Bank Cookies Credit Card
RBL Bank · Mastercard
3.4
₹100 / Joining Fees
Apply Now →
Fees
Axis Bank
RBL Bank
Joining Fees
₹1,000
₹100
Renewal Fees
₹1,000
₹100
Network
Mastercard
Mastercard
Editor's Review
4
3.4
Free Lounge Access
No
No
Features
Axis Bank Cashback Credit Card
  • Welcome Benefits include getting EDGE Reward points worth Rs. 1000 upon first transaction within 30 days of card issuance
  • Get up to 7% cashback on online spends. Spending more will enable you to unlock higher cashback
  • Get up to Rs. 4,000 per statement month
  • Monthly net spends are split into below brackets:

A. Avail 2% cashback for spends up to Rs. 5000

B. Avail 5% cashback for spends more than Rs. 5000 and less or equal to Rs. 40,000

C. Avail 7% cashback on spends more than Rs. 40,000

  • Get unlimited base cashback of 0.75% on all offline and travel related spends
  • Avail 0.5% cashback up to Rs. 100 on utilities bill payments
  • Spend Rs. 4,00,000 and above in an anniversart year to be eligible for annual fee waiver
  • Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program
  • Cashback gets credited before next statement with no mininmum account requirement
RBL Bank Cookies Credit Card

* Get Voucher worth Rs. 1,000 by simply spending Rs. 2 lakhs in a year. Select from Amazon, Flipkart, Myntra, Croma & Shoppers Stop
* Get Voucher worth Rs. 5,000 by simply spending Rs. 5 lakhs in a year. You can choose from Amazon, Flipkart, Myntra, Croma & Shoppers Stop
* Avail 10% off at BookMyShow & Grofers, up to Rs. 300 each per month
* Avail 10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month
* 5 Reward Points for every Rs. 100 spent online
* 1 Reward Point for every Rs. 100 spent offline except on fuel
* Fuel surcharge waiver across all stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 150 per month
* In a month, spend Rs. 5,000 to get next month’s membership fee waived off. (Applicable if the card is issued after 10th May 2021)

Editor's Review
Axis Bank Cashback Credit Card

Pros

  • Get up to 7% cashback on online spends
  • Base cashback on utility spends
  • Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program

Cons

  • Minimal cashback on offline spends
  • No airport lounge access
  • No fuel surcharge waiver
RBL Bank Cookies Credit Card

Pros
* 1 Reward Point for every Rs. 100 spent offline except on fuel
* Fuel surcharge waiver across all stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 150 per month
* In a month, spend Rs. 5,000 to get next month’s membership fee waived off. (Applicable if the card is issued after 10th May 2021)

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles

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