Axis Bank Cashback Credit Card vs Amazon Pay ICICI Bank Credit Card

Axis Bank Cashback Credit Card
Axis Bank Cashback Credit Card
Axis Bank · Mastercard
4
₹1,000 / Joining Fees
Apply Now →
VS
Amazon Pay ICICI Bank Credit Card
Amazon Pay ICICI Bank Credit Card
ICICI Bank · Visa
3
₹0 / Joining Fees
Apply Now →
Fees
Axis Bank
ICICI Bank
Joining Fees
₹1,000
₹0
Renewal Fees
₹1,000
₹0
Network
Mastercard
Visa
Editor's Review
4
3
Free Lounge Access
No
No
Features
Axis Bank Cashback Credit Card
  • Welcome Benefits include getting EDGE Reward points worth Rs. 1000 upon first transaction within 30 days of card issuance
  • Get up to 7% cashback on online spends. Spending more will enable you to unlock higher cashback
  • Get up to Rs. 4,000 per statement month
  • Monthly net spends are split into below brackets:

A. Avail 2% cashback for spends up to Rs. 5000

B. Avail 5% cashback for spends more than Rs. 5000 and less or equal to Rs. 40,000

C. Avail 7% cashback on spends more than Rs. 40,000

  • Get unlimited base cashback of 0.75% on all offline and travel related spends
  • Avail 0.5% cashback up to Rs. 100 on utilities bill payments
  • Spend Rs. 4,00,000 and above in an anniversart year to be eligible for annual fee waiver
  • Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program
  • Cashback gets credited before next statement with no mininmum account requirement
Amazon Pay ICICI Bank Credit Card
  • No joining fee or annual fee
  • Avail a waiver of 1% on fuel surcharge payments each time when refueling
  • There’s no limit or expiry date on the rewards earned
  • The reward earnings can be used for purchasing 10 crore+ products at Amazon.in and at 100 Amazon Pay partner merchants
  • No cost EMI – 3 & 6 month on Amazon.in
  • Get 5% cashback on spends done on Amazon India for Amazon Prime customers
  • Get 3% cashback on spends done on Amazon India for non-prime customers
  • Get 2% cashback on payments to 100+ Amazon Pay partner merchants
  • Get 1% cashback on other expenses such as shopping, travel, dining, insurance payments, and much more
  • ICICI Credit Cards come with an embedded microchip that provides additional security against counterfeiting and duplication of cards.These new Chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)

Please Note: The Earnings will be in the form of Amazon Pay balance

 

Editor's Review
Axis Bank Cashback Credit Card

Pros

  • Get up to 7% cashback on online spends
  • Base cashback on utility spends
  • Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program

Cons

  • Minimal cashback on offline spends
  • No airport lounge access
  • No fuel surcharge waiver
Amazon Pay ICICI Bank Credit Card

Pros

* No cost EMI – 3&6 month on Amazon.in
* Fuel Waiver of 1% on fuel surcharge

Cons
* No Complimentary Airport Lounge access/Travel Benefits/Entertainment Benefits
* No Golf Privileges

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