Axis Bank Cashback Credit Card vs RBL Bank Edition Classic Credit Card

Axis Bank Cashback Credit Card
Axis Bank Cashback Credit Card
Axis Bank · Mastercard
4
₹1,000 / Joining Fees
Apply Now →
VS
RBL Bank Edition Classic Credit Card
RBL Bank Edition Classic Credit Card
RBL Bank · Mastercard
3.4
₹500 / Joining Fees
Apply Now →
Fees
Axis Bank
RBL Bank
Joining Fees
₹1,000
₹500
Renewal Fees
₹1,000
₹500
Network
Mastercard
Mastercard
Editor's Review
4
3.4
Free Lounge Access
No
No
Features
Axis Bank Cashback Credit Card
  • Welcome Benefits include getting EDGE Reward points worth Rs. 1000 upon first transaction within 30 days of card issuance
  • Get up to 7% cashback on online spends. Spending more will enable you to unlock higher cashback
  • Get up to Rs. 4,000 per statement month
  • Monthly net spends are split into below brackets:

A. Avail 2% cashback for spends up to Rs. 5000

B. Avail 5% cashback for spends more than Rs. 5000 and less or equal to Rs. 40,000

C. Avail 7% cashback on spends more than Rs. 40,000

  • Get unlimited base cashback of 0.75% on all offline and travel related spends
  • Avail 0.5% cashback up to Rs. 100 on utilities bill payments
  • Spend Rs. 4,00,000 and above in an anniversart year to be eligible for annual fee waiver
  • Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program
  • Cashback gets credited before next statement with no mininmum account requirement
RBL Bank Edition Classic Credit Card

* Get 5 Edition Cash on every Rs. 100 spent on dining or food purchases made on Zomato
* Get 5 Edition Cash on dining by spending Rs. 5,000 in a month on dining
* Get 1.5 Edition Cash on every Rs. 100 spent online or food purchases made on any platform other than Zomato
* Get 1 Edition Cash on every Rs. 100 spent everywhere else
* Avail 2000 Edition Cash on spending Rs. 2,00,000 every year
* Do note that on the Zomato app, the Edition Cash works like real money. One can use it to order food online or to pay at restaurants, using their Zomato app. 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro with a complimentary annual membership, which is valid across India. The membership gets automatically renewed every year
* Use Zomato app to check and redeem the Edition Cash. One can also use the app to set their PIN and monitor all transactions

Editor's Review
Axis Bank Cashback Credit Card

Pros

  • Get up to 7% cashback on online spends
  • Base cashback on utility spends
  • Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program

Cons

  • Minimal cashback on offline spends
  • No airport lounge access
  • No fuel surcharge waiver
RBL Bank Edition Classic Credit Card

Pros
* On the Zomato app, the Edition Cash works like real money. One can use it to order food online or to pay at restaurants, using their Zomato app. 1 Edition Cash = 1 Indian Rupee
* Avail exclusive privileges of Zomato Pro with a complimentary annual membership, which is valid across India. The membership gets automatically renewed every year
* Use Zomato app to check and redeem the Edition Cash. One can also use the app to set their PIN and monitor all transactions

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles

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