HDFC Superia Card vs AXIS Bank IOCL Rupay Credit Card
Joining Fees
₹1,000
₹500
Editor's Rating
3.8
3.9
Key Features
- Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year.
- Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme
- Enjoy gaining 50% more reward points at premium restaurants
- On fuel transactions, you'll avail 1% Fuel Surcharge waiver
- Enjoy Revolving Credit at a nominal interest rate
*As a welcome benefit, get 100% Cashback up to Rs 250 on all fuel transactions in the first 30 days of issuing of the card
* Waiver of 1% fuel surcharge on fuel spends between Rs. 200 to Rs. 5000
* Get 10% instant discount for movie tickets booked through BookMyShow website or app
* An annual fee waiver applicable if the cardholder spends over Rs. 50,000 in a year
* Users can get loyalty points in the form of 1 EDGE REWARD point on every Rs. 100 spent with the card
* Domestic airport lounge access
Editor's Review
Pros
- Complimentary Priority Pass Membership.
- Avail zero liability on the lost card after reporting the loss
- Get first year's membership for free by spending Rs. 15,000 within the first 90 days
Cons
- High-interest rate
- No golf privileges
Pros
* Earn 20 Reward Points per Rs 100 spent at any IOCL outlet in India
* Get 10% instant discount for movie tickets booked through BookMyShow website or app
* Gain reward points worth 1% (5 Reward Points) for every Rs. 100 spent on online shopping, groceries, utility payments, and 1 reward point for every Rs. 100 spent on all other expenses
Cons
* No International Airport Lounge access
* No Golf benefits
* No travel miles benefits
