Convert reward points into miles or vouchers of domestic airlines such as Jet Airways, Air India, etc. and save up to Rs. 8000 a year. Redeem points for miles with over twenty international airlines through KrisFlyer, Singapore Airline's frequent flyer programme
Enjoy gaining 50% more reward points at premium restaurants
Gain Three reward points for every Rs. 150 spent and exchange them for miles (at 0.7 miles for every point) or gifts from an exclusive reward catalogue. These Reward points are valid for two years.
Complimentary Priority Pass Membership.
On fuel transactions, you'll avail 1% Fuel Surcharge waiver ( Minimum transaction of Rs. 400, Maximum Cashback of Rs. 500 per statement cycle)
Stay protected against unauthorised use while shopping with the EMV Chip Card technology
Zero liability on the lost card after reporting the loss
Get up to 50 interest-free days from date of purchase (subject to the submission of charge by the merchant). Enjoy Revolving Credit at a nominal interest rate
First year's membership free if you spend Rs. 15,000 within the first 90 days
Renew the membership for free by spending Rs. 75,000 in a year
Welcome/Renewal Benefit:Earn 500 Cash Points, this is applicable only on the payment of the membership fee
Spend Rs. 50,000 or more in a year before the Credit Card renewal date and get the renewal fee waived off
Get 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy
Get 5X CashPoints on EMI spends at merchant locations
Get 2 CashPoints per Rs. 150 spent on other spends
Earn 500 gift voucher on spends of Rs. 50,000 per calendar quarter
Enjoy up to 20% discount on partnered restaurants via Swiggy Dineout
Starting from January 1st, 2023, the maximum number of reward points that can be earned each month on grocery transactions will be limited to 1,000
For Rupay Credit Cardholders, UPI spends will earn 2 RPs for every Rs. 150 spent. The reward points are capped at 500 per calendar month
Zero lost Card liability
You can enjoy an interest-free period of up to 50 days from the date of your purchase
Enjoy Revolving Credit at a nominal interest rate
Enjoy amazing dining benefits with the Good Food Trail program
Get up to 20% off on all restaurant bills via Swiggy Dineout (20k+ restaurants). Offer includes both restaurant and Swiggy discount. Valid only on payments via the Swiggy App
1% Fuel Surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000
Quarterly Spend-based benefit: Get a Rs. 500 gift voucher every quarter on spends of over Rs. 50,000. Earn up to Rs. 2,000 worth vouchers in a year
Convert your big spends into EMI after purchase
The card is enabled for contactless payments
Editor's Review
Pros
Complimentary Priority Pass Membership.
Avail zero liability on the lost card after reporting the loss
Get first year's membership for free by spending Rs. 15,000 within the first 90 days
Cons
High-interest rate
No golf privileges
Pros
Get 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore, and Swiggy
Get 5X CashPoints on EMI spends at merchant locations, and get 2 CashPoints per Rs. 150 spent on other spends
Earn 500 gift voucher on spends of Rs. 50,000 per calendar quarter