HDFC Solitaire Credit Card vs Flipkart Axis Bank Credit Card

Joining Fees

₹1,000

₹500

Editor's Rating

3.2

3.7

Key Features

  • Earn 3 reward points for every Rs. 150 you spend
  • Get 50% more reward points on dining and grocery expenses
  • Redeem reward points for exclusive gifts and offers
  • Get vouchers worth Rs. 1000 on spends of Rs 75000 in six months. Earn up to two vouchers a year.
  • Redeem your reward points for cashback against outstanding amount on your Credit Card - 100 points = Rs. 20. Save up to Rs. 4000 a year on spends of Rs. 5 lakh
  • Welcome Benefits: Rs. 600 worth of joining and activation benefits
  • Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card              b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

  • Get unlimited 5% cashback on Flipkart spends
  • Get unlimited 4%  Cashback on Preferred Merchants
  • Get unlimited 1.5%  Cashback on other eligible categories
  • 4 complimentary lounge visits to select airport lounges within India per Calendar year
  • 1% fuel surcharge waiver on all fuel transactions in India
  • On any transaction over Rs. 2,500, convert the purchases into EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India 
  • Annual fee will be waived off on annual spends greater than Rs. 3,50,000     

Editor's Review

Pros

  • Enjoy redemption of Reward Points against air miles of Jet Airways (Jet Privilege Miles) and Singapore Airlines (KrisFlyer Miles).
  • Enjoy savings of up to Rs. 250 in every billing cycle with a 100% fuel surcharge waiver
  • Carry zero liability on lost card if reported immediately

Cons

  • No golf/coaching sessions
  • No complimentary Airport Lounge Access

Pros

  • Unlimited Cashback
  • Complimentary Airport Lounge Access
  • Card replacement fee (lost or stolen or re-issue): Waived

Cons

  • Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
  • 3.5% foreign currency conversion fees
  • No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards


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