Compare Flipkart Axis Bank Credit Card vs My Business Credit Card

Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits: Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card

b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

Get unlimited 5% cashback on Flipkart and Cleartrip spends
Get unlimited 4% Cashback on Preferred Merchants
Get unlimited 1% Cashback on other eligible categories
4 complimentary lounge visits to select airport lounges within India per Calendar year
1% fuel surcharge waiver on all fuel transactions in India. This is applicable on transactions between Rs. 400 to Rs. 4000
On any transaction over Rs. 2,500, convert the purchases into EMI
Indulge in delectable cuisines up to 15% off, up to Rs. 500, at partnered restaurants in India
On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

On any transaction over RS. 2,500, convert purchases to EMI
Use My Business Credit card to withdraw cash unto 30% of your credit limit from over 1 million Visa ATMs
Initiate a simple Standing Instruction on your credit card to ensure utility bills are paid on time every month
Avail two Complimentary Airport Lounge visit within India every quarter

Pros

Cons

Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
3.5% foreign currency conversion fees
No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards

Pros

1% fuel surcharge waiver on all fuel transactions in India
Low joining and renewable fees
Earn eEDGE REWARD points for transactions and 500+ rewards and offers to redeem points with every Rs. 200 spent on the credit card

Cons