HDFC Solitaire Credit Card vs HSBC Live+ Credit Card

• Earn 3 reward points for every Rs. 150 you spend
• Get 50% more reward points on dining and grocery expenses
• Redeem reward points for exclusive gifts and offers
• Get vouchers worth Rs. 1000 on spends of Rs 75000 in six months. Earn up to two vouchers a year.
• Redeem your reward points for cashback against outstanding amount on your Credit Card - 100 points = Rs. 20. Save up to Rs. 4000 a year on spends of Rs. 5 lakh

• Get 10% accelerated cashback, up to Rs. 1,000 a month, on dining and food delivery
• Get 1.5% unlimited cashback at other retailers
• Avail 1.5% unlimited cashback on entertainment spending
• Power up on spendings with 1.5% unlimited cashback in selected categories at home and when travelling abroad
• Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
• Avail 10% cashback on groceries and 1.5% unlimited cashback on other retail purchases online and offline
• 4 complimentary domestic airport lounge visits per year
• Enjoy exclusive dining programme and curated offers on the Visa Digital Concierge app

Pros

• Enjoy redemption of Reward Points against air miles of Jet Airways (Jet Privilege Miles) and Singapore Airlines (KrisFlyer Miles).
• Enjoy savings of up to Rs. 250 in every billing cycle with a 100% fuel surcharge waiver
• Carry zero liability on lost card if reported immediately

Cons

• No golf/coaching sessions
• No complimentary Airport Lounge Access

Pros

• Get 10% accelerated cashback on dining and food delivery
• Avail up to 15% off with Live+ Dining Programme and 10% cashback on dining and food delivery spends in India and around Asia
• Avail 1.5% unlimited cashback on entertainment spending

Cons

• No fuel benefits
• No rewards benefits
• No international lounge access