HDFC Solitaire Credit Card vs American Express Membership Rewards Credit Card
Joining Fees
₹1,000
₹1,000
Editor's Rating
3.2
4.1
Key Features
- Earn 3 reward points for every Rs. 150 you spend
- Get 50% more reward points on dining and grocery expenses
- Redeem reward points for exclusive gifts and offers
- Get vouchers worth Rs. 1000 on spends of Rs 75000 in six months. Earn up to two vouchers a year.
- Redeem your reward points for cashback against outstanding amount on your Credit Card - 100 points = Rs. 20. Save up to Rs. 4000 a year on spends of Rs. 5 lakh
- Annual Membership Renewal Fee Waived if total spends on American Express Credit Card is Rs.1,50,000 and above; else 50% annual membership renewal fee will be waived off if total spends is Rs.90,000 to Rs.1,49,999
- Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
- Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of Annual Membership Fee. Points to be credited within 90 days of Card renewal
- Redeem Points from the fabulous 18 and 24 Karat Gold Collection
- Exciting Discounts of up to 20% every time you dine at select restaurants
Editor's Review
Pros
- Enjoy redemption of Reward Points against air miles of Jet Airways (Jet Privilege Miles) and Singapore Airlines (KrisFlyer Miles).
- Enjoy savings of up to Rs. 250 in every billing cycle with a 100% fuel surcharge waiver
- Carry zero liability on lost card if reported immediately
Cons
- No golf/coaching sessions
- No complimentary Airport Lounge Access
Pros
- Use your American Express Credit Card for your next big purchase & pay in EMI
- Fuel Convenience Fee Waiver
- One of the highest point to INR conversion rates in the market
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
- High Renewal Fee
