HDFC Bharat Credit Card vs Platinum Aura Visa and Mastercard Credit Card

Joining Fees

₹500

₹5,999

Editor's Rating

3.3

4

Key Features

  • On Fuel expenses, enjoy savings with 5% monthly cashback.
  • Get 5% monthly cashback by booking tickets through IRCTC
  • On Groceries spends, enjoy savings with 5% monthly cashback, and enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge through Bharat Credit Card
  • Enjoy Revolving Credit at Nominal interest rate
  • Save annually up to Rs 3,600/- by just using HDFC Bank Bharat credit card
  • Book Your Favorite Restaurants on a Tap & Get Great Deals & Discounts
  • Travel Insurance Cover
  • ‘Total Protect’ safeguards your card from fraud
  • Complimentary personal air accident insurance cover of up to Rs 25 lakh

Editor's Review

Pros

  • Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)
  • Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY
  • Avail up to 50 interest-free days from date of purchase

Cons

  • No Lounge Access

Pros

  • Enjoy a waiver of 1% on fuel surcharge at any petrol pump across India
  • Exclusive access to 600+ lounges across the globe

Cons

  • No golf/coaching sessions


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