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Platinum Aura Visa and Mastercard Credit Card vs Kotak NRI Royale Signature Credit Card

Joining Fees

₹5,999

₹1,000

Editor's Rating

4

3.6

Key Features

  • Book Your Favorite Restaurants on a Tap & Get Great Deals & Discounts.
  • Travel Insurance Cover
  • ‘Total Protect’ safeguards your card from fraud.
  • Complimentary personal air accident insurance cover of up to Rs 25 lakh.
  • Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
  • Fuel Surcharge Waiver 
  • Railway Surcharge Waiver 
  • NRI Royale Shield

Editor's Review

Pros

  • Enjoy a waiver of 1% on fuel surcharge at any petrol pump across India
  • Exclusive access to 600+ lounges across the globe

Cons

  • No golf/coaching sessions

Pros

  • This card is good for Indians who are residing overseas
  • Freedom to purchase and pay in INR
  • Complimentary access to Airport Lounges in India 

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • This card isn’t good for those who desire a low foreign currency mark up card


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