Kotak NRI Royale Signature Credit Card vs Axis Bank Insta Easy Credit Card
Joining Fees
₹1,000
₹500
Editor's Rating
3.6
3.8
Key Features
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
- Avail Visa International Global Card Assistance Services
- Withdrawal as much cash as required
- Avail credit limit of your choice up to maximum of 80% of the FD principal value
- No extra charge on purchase transactions for up to 50 days
- Any application for the Credit Card gets guaranteed approval
- The Credit Card is equipped with Platinum Chip contactless technology
- 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
- On any transactions above Rs. 2500, contact the bank to convert it into EMIs
- Discover unique delectable cuisines with Axis Bank Dining Delights that offers 15% off at partnered restaurants in India
- Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
- Earn 6 points on Domestic spends for every Rs. 200
- Earn 12 points on International spends for every Rs. 200
- 100 points on the first online transaction
Editor's Review
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
Pros
- Convert purchases to EMI
- Avail Visa International Global Card Assistance Services
- Get a guaranteed approval
Cons
- No Golf/coaching sessions
- No Airport Lounge Visits
