Flipkart Axis Bank Credit Card vs Kotak Fortune Gold Credit Card

Joining Fees

₹500

₹0

Editor's Rating

3.7

3.7

Key Features

  • Welcome Benefits: Rs. 600 worth of joining and activation benefits
  • Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits:Flipkart/Swiggy
  • Get unlimited 5% cashback on Flipkart spends
  • Get unlimited 4%  Cashback on Preferred Merchants
  • Get unlimited 1.5%  Cashback on other eligible categories
  • 4 complimentary lounge visits to select airport lounges within India per Calendar year
  • 1% fuel surcharge waiver on all fuel transactions in India
  • On any transaction over Rs. 2,500, convert the purchases into EMI
  • Indulge in delectable cuisines up to 15% off at partnered restaurants in India 
  • Annual fee will be waived off on annual spends greater than Rs. 3,50,000     
  • Easy Access to Cash
  • Fuel Surcharge Waiver 
  • Easy Balance Transfer Options
  • Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750

Editor's Review

Pros

  • Unlimited Cashback
  • Complimentary Airport Lounge Access
  • Card replacement fee (lost or stolen or re-issue): Waived

Cons

  • Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
  • 3.5% foreign currency conversion fees
  • No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards

Pros

  • Fuel surcharge waiver at fuel stations across India
  • Attractive Foreign Currency Markup of 2.5%
  • Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Cardmember

Cons

  • No complimentary Golf lessons/green
  • No complimentary Airport Lounge access


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