Kotak Fortune Gold Credit Card vs Kotak Delight Platinum Credit Card
Joining Fees
₹0
₹1,999
Editor's Rating
3.7
4.3
Key Features
- Easy Access to Cash
- Fuel Surcharge Waiver
- Easy Balance Transfer Options
- Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750
- A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle
- 10% Cash-Back on Movies
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- Spend Rs. 1,25,000 every 6 months and avail Four free PVR Tickets or Rs. 750 cash-back
Editor's Review
Pros
- Fuel surcharge waiver at fuel stations across India
- Attractive Foreign Currency Markup of 2.5%
- Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Cardmember
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
Pros
- 10% Cash-Back on Dining and Movie spends
- Enjoy maximum eight free PVR tickets or Rs. 1500 cashback every year
- In case Credit Card gets stolen, you can get a cover of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge Access
- Joining fee: Rs. 1,999
