Compare Kotak Delight Platinum Credit Card vs Paytm SBI Credit Card

A maximum Cash-back of Rs. 600 including both Dining & Entertainment transactions will be given in a monthly billing cycle
10% Cash-Back on Movies
Fuel Surcharge Waiver
Railway Surcharge Waiver
Spend Rs. 1,25,000 every 6 months and avail Four free PVR Tickets or Rs. 750 cash-back

Welcome Benefits of Paytm SBI Credit Card includes availing benefits up to Rs. 75,000 with a complimentary Paytm First Membership. The Paytm First Membership will be given only upon the card activation by making a transaction with the card
Get 3% Cashback on Paytm Mall, Movies and Travel
Avail 2% Cashback on all other purchases on Paytm App
Other spends across offline and online stores, get 1% Cashback
Obtain complimentary Paytm First Membership Voucher at renewal on achieving annual retail spends of Rs.1,00,000
Avail 1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3000. The maximum surcharge waiver per statement cycle is Rs. 100, per credit card
The Paytm SBI Cardholders will be entitled to obtain insurance cover of Rs. 1,00,000 for financial loss due to fraudulent usage of a credit card. Do note that this is a unique feature availed for a card in its fee range
Surcharges for Railway Tickets - Railway Counters: Rs. 30 + 2.5% of the transaction amount
Surcharges for Railway Tickets(irctc.co.in ): 1% of transaction amount plus all applicable taxes

Pros

10% Cash-Back on Dining and Movie spends
Enjoy maximum eight free PVR tickets or Rs. 1500 cashback every year
In case Credit Card gets stolen, you can get a cover of Rs. 1,25,000 against fraudulent usage up to 7 days pre-reporting

Cons